Terms & Conditions
Last updated: November 2026
About us
The Maria Chapter is a sole trader business operated by Maria, based in Belfast, Northern Ireland, United Kingdom. Contact: hello@themariachapter.com · Website: themariachapter.com
What we sell
We sell digital products, fillable PDF guides and binders, available for instant download following payment. All products are for personal use only.
Prices and payment
All prices are displayed in GBP (British pounds). Prices include any applicable taxes. We do not currently charge VAT as our turnover is below the VAT registration threshold. Payment is processed securely by Stripe via Payhip. We accept major debit and credit cards.
Digital download and delivery
Upon successful payment, you will receive an email from Payhip containing a download link for your digital product. This link is typically delivered within minutes of purchase. If you do not receive your download link, please check your spam folder and contact us at hello@themariachapter.com.
Refund policy
Under the Consumer Contracts Regulations 2013, you have the right to cancel a digital download order within 14 days, unless you have already begun downloading the content. By completing your purchase and accessing the download, you expressly consent to the immediate performance of the contract and acknowledge that you lose your right of withdrawal once the download has begun.
We include a checkbox at checkout confirming your understanding of this policy. If you have a genuine issue with your purchase, for example a corrupted file, please contact us and we will resolve it promptly.
Intellectual property
All digital products sold by The Maria Chapter are protected by copyright. © The Maria Chapter 2026. All rights reserved.
Products are licensed for personal use only. You may not reproduce, redistribute, resell, share, gift or use our products commercially without our express written permission. Each purchase grants a licence to one user only.
Disclaimer
All digital products published by The Maria Chapter are for general educational and organisational purposes only. They do not constitute financial, legal, tax, medical or professional advice of any kind. Always consult a qualified professional before making significant decisions. Information is based on UK law and guidance current at time of publication and is subject to change.
Limitation of liability
To the fullest extent permitted by law, The Maria Chapter shall not be liable for any indirect, incidental or consequential loss or damage arising from the use of our products or website. Our total liability shall not exceed the purchase price of the product in question.
Governing law
These Terms are governed by the laws of Northern Ireland. Any disputes shall be subject to the jurisdiction of the courts of Northern Ireland. Nothing in these Terms affects your statutory rights as a consumer under UK law.
Changes to these Terms
We may update these Terms from time to time. The current version will always be available at this page.
Contact
The Maria Chapter · hello@themariachapter.com · Belfast, Northern Ireland